10-02-2024, 08:27 PM
Rsar An International Fund Manager Loves These 4 TSX Stocks
Thinking of becoming a passive landlord with real estate investme stanley cup nt trusts REITs Here s a comparison of a popular C stanley quencher anadian REIT ETF iShares SP/TSX Capped REIT Index ETF TSX:XRE and some handpicked Canadian REIT stocks.The iShares SP/TSX Capped REIT Index ETF has a management expense ratio of 0.61%, which is decently cheap. It provides diversified exposure to retail, residential, office, industrial, and healthcare real estate. It consists of 22 holdings. Its top five holdings are Canadian Apartment Properties REIT 15% of the fund , RioCan REIT 10% , Allied Properties REIT 8% , Granite REIT 8% , and HR REIT 7% .Should you invest in the REIT ETF Now Maybe notTwo things might persuade passive landl stanley cup website ords to stay away from the ETF currently.First, the REIT ETF only yields about 2.2% based on the latest monthly distribution annualized. When investing in REITs, investors are more or less expecting a juicy monthly cash distribution. It doesn t provide that right now.Sec Ottn 3 Passive Income Stocks That Pay Up to 9.2%
The po stanley thermoskannen wer of collecting dividends in a tax-free account cannot be overstated. Allow me to demonstrate just how much extra return you ;ll end up with versus more traditional investment choices.Say you make $100,000 per year and you ;re looking to invest, so you buy a bond yielding 7% in a fully taxable acc stanley cups uk ount. Depending on what province you live in, you ;re looking at a tax bi stanley cup ll of between 36% Alberta and 45.7% Quebec on any interest earned on that investment. Your 7% yield is now in the 4-4.5% range, depending on where you reside.Compare that to getting the same amount in a dividend, also in a taxable account. The dividends would be taxed at a 15% marginal rate in Alberta, all the way up to a 29% marginal rate in Quebec. This puts the after-tax yield of the investment in the 5-6% range. That much better than getting interest.Finally, let take a closer look at the tax treatment of a 7% dividend inside of a TFSA. The TF part of that investment stands f
Thinking of becoming a passive landlord with real estate investme stanley cup nt trusts REITs Here s a comparison of a popular C stanley quencher anadian REIT ETF iShares SP/TSX Capped REIT Index ETF TSX:XRE and some handpicked Canadian REIT stocks.The iShares SP/TSX Capped REIT Index ETF has a management expense ratio of 0.61%, which is decently cheap. It provides diversified exposure to retail, residential, office, industrial, and healthcare real estate. It consists of 22 holdings. Its top five holdings are Canadian Apartment Properties REIT 15% of the fund , RioCan REIT 10% , Allied Properties REIT 8% , Granite REIT 8% , and HR REIT 7% .Should you invest in the REIT ETF Now Maybe notTwo things might persuade passive landl stanley cup website ords to stay away from the ETF currently.First, the REIT ETF only yields about 2.2% based on the latest monthly distribution annualized. When investing in REITs, investors are more or less expecting a juicy monthly cash distribution. It doesn t provide that right now.Sec Ottn 3 Passive Income Stocks That Pay Up to 9.2%
The po stanley thermoskannen wer of collecting dividends in a tax-free account cannot be overstated. Allow me to demonstrate just how much extra return you ;ll end up with versus more traditional investment choices.Say you make $100,000 per year and you ;re looking to invest, so you buy a bond yielding 7% in a fully taxable acc stanley cups uk ount. Depending on what province you live in, you ;re looking at a tax bi stanley cup ll of between 36% Alberta and 45.7% Quebec on any interest earned on that investment. Your 7% yield is now in the 4-4.5% range, depending on where you reside.Compare that to getting the same amount in a dividend, also in a taxable account. The dividends would be taxed at a 15% marginal rate in Alberta, all the way up to a 29% marginal rate in Quebec. This puts the after-tax yield of the investment in the 5-6% range. That much better than getting interest.Finally, let take a closer look at the tax treatment of a 7% dividend inside of a TFSA. The TF part of that investment stands f
